Boat InsuranceInsurance

Allstate Boat Insurance

Allstate Boat Insurance

Allstate® Boat Insurance


Even if you’re not required to have boat insurance, it’s important to protect your boat and your crew from harm. You can get that dependable coverage from Allstate at a surprisingly affordable price, along with the support of a knowledgeable agent who can help you navigate your policy. Experience the peace of mind that comes knowing your watercraft is covered, bow to stern.

As a boater, you have specialized insurance needs. An Allstate agent understands your needs and can answer your questions about what different boat insurance coverage types protect so you can build a policy that makes the most sense for you. In addition to helping you with your policy, your agent can help you:

  • Save money with boat insurance discounts
  • Understand the claims process
  • Access tips and expertise on boat safety and maintenance

Find an agent now, or call 1-866-601-BOAT, to start your boat insurance quote. You can also take a look at how other Allstate agents help their communities.


The cost of boat insurance is more affordable than you might think. You can cover your watercraft and your family for around $20 per month. Plus, there are a number of boat insurance discounts that can save you even more.


Love showing off your boat? You might find yourself telling all your friends how little you pay for your boat insurance, too. Get discounts on your Allstate policy for things like paying in full and owning a home while enjoying the quality protection you want for your watercraft. You can save with:

  • Multi-policy discount
    Save up to 20% when you combine your boat insurance with an Allstate homeowners policy.
  • Full-pay discount
    Pay your entire premium when you sign up, and you could save up to 10%.
  • Homeownership discount
    Enjoy a savings of 10% just for owning a home, townhouse, condo or mobile home.
  • Boat education discount
    Learning safety skills can be good for you and your wallet. Get a 5% discount if you’ve taken approved boater safety classes.
  • Easy pay plan®
    Save up to 5% when you have your insurance payments automatically deducted from your bank account. Easy pay plan is not available in all states.

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